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What is gap insurance?

Gap insurance pays the difference in a total loss on your vehicle between what is owed and the car’s current value. Unfortunately, most times when you drive a car off the lot, it depreciates immediately. Most vehicles...

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Does your home insurance policy offer adequate storm and water damage coverage?

As we begin experiencing some wintery weather, it's a good time to reach out for a policy review to ensure you're covered for winter storm damage and other types of water damage.Homeowners insurance covers certain types...

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Do you have questions about Individual Health Insurance?

Shopping for health insurance can be overwhelming. Here’s some information to help you better understand Individual Health Insurance. You can enroll into an individual health plan during open enrollment each year...

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The 2025 Medicare Open Enrollment period ends one month from today. Reach out to us with your Medicare questions.

The 2025 Medicare Open Enrollment period ends one month from today. Medicare is an ever-changing landscape, with many changing factors happening nationally and especially locally. If you'd like to review your Medicare...

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Wood stoves and loss prevention

Did you know wood stoves cause more than 4,000 house fires every year according to the United States Fire Administration? Even a small fire can hurt people and pets and destroy homes and cherished personal belongings....

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Keep up with Your Friends In The Insurance Business in our latest newsletter


Essential safety gear for motorcyclists: A guide to protection on the road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...

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Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...

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Preparing your teen driver for varying road conditions and situations

Do you have a teenager taking drivers' education class this fall? If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are...

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Insurance considerations for newlyweds: Merging policies and coverage

Did you know that September and October are the most popular months for weddings? If you're getting prepared for upcoming nuptials, don't forget add touching base with your insurance agent to your wedding checklist....

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Ieuter Insurance Group is proud to be the platinum sponsor of Concert for a Cause

We're so excited to be part of this incredible fundraising event supporting Gateway Healthcare Family & Urgent Care. Save the date: The event will be held from 1 - 5 pm on Sunday, Sept. 8 at Midland Town Centre /...

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Auto insurance coverage and cracked windshields

Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or hole in your windshield. One of the most common incidents that our insureds experience is that they are driving...

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Hosting a party? Your Friends In The Insurance Business at Ieuter Insurance Group have you COVERED!

Your Friends In The Insurance Business at Ieuter Insurance Group recently partnered with Dial Tent in Saginaw to create this awesome 20x30 tent so you can celebrate rain or shine! Call us today to find out how your...

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Firework safety and your homeowners insurance policy

Your Friends In The Insurance Business at Ieuter Insurance Group and our friends at the National Association of Professional Insurance Agents (PIA) wish you a happy and safe Fourth of July holiday. For all your...

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What you need to know about Host Liquor liability coverage

We all love a good event -- an office holiday party, our favorite non-profit fundraising event, a backyard bash on the Fourth of July, or our Best Friend’s magical wedding. It is important to ensure that these nights...

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Ieuter Insurance Group June 2024 Newsletter


What Is Hired and Non-Owned Auto Liability (HNOA) Coverage, and Do I Need It?

What is Hired and Non-Owned Auto Coverage? Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that...

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Should you consider life insurance for a stay-at-home parent in your household?

Many people wouldn’t think you’d need life insurance for a stay-at-home parent because they don’t generate any outside income. Income isn't the only factor to consider, however. A stay-at-home parent is responsible for...

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It's a great time to get an auto insurance proposal from Ieuter Insurance Group

Auto insurance rates are on the rise again, as claim frequency and claim severity have both increased steadily in the past few years. With the 10 largest companies reporting double-digit increases in 2023 as reported in...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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How to prevent frozen pipes

Frozen pipes are no fun to come home to or wake up to. There are several reasons pipes freeze, ranging from lack of insulation to quick drops in temperature, from the temperature being set to low to the wind blowing on...

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Hired and non-owned auto coverage

If an employee drives their personal vehicle for business purposes, as the owner of the company, am I responsible for damages from a potential car accident? The answer to this question is yes! If an employee is driving...

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Have a safe Halloween with these tips from Ieuter Insurance and PIA!

Are you ready for ghosts and goblins that could visit YOUR home on Halloween? Have a safe Halloween with these tips:*Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. *Cross the...

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If you get in an auto accident, what should you do?

If you get in an auto accident, what should you do? If anyone is injured, call 911. Move to a safe area. Get a police report, especially if the other party is at fault.Take pictures of damage, license plate, other...

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Installation floater coverage for building contractors' commercial insurance policies

Today, we'll discuss what an installation floater is for building contractors and what it covers on your commercial insurance policy. An installation floater is part of your Inland Marine coverage but different than the...

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Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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State of Michigan charging new Personal Injury Protection (PIP) fee for all vehicles beginning July 1

Remember the auto refund Michigan drivers received from the State of Michigan last year? Now the MCCA fund (State of Michigan fund to pay for medical claims) is at a deficit in part because of all the money the...

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Is Pet Insurance right for you?

When our furry friends are sick we sometimes have to make that urgent decision at the vet’s office on how much we can afford to spend. In 2020 Americans spent more than $31.4 billion on veterinary care. Pet insurance...

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Ieuter Insurance Group earns Leaders' Level Award of Distinction from Michigan Insurance Company

Thank you to Shawn Gregg at at Michigan Insurance Company (a Donegal Insurance Group Company) for visiting the team at Ieuter Insurance Group to personally present this Agency of Distinction Award for reaching the...

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Why choosing an Independent Insurance Agent matters so much

Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want good value for your money, whether you’re buying protection for your home, your car, or your business.The...

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Do You Need a Friend in the Insurance Business?

Your Friends In The Insurance Business at Ieuter Insurance Group were delighted to provide job shadowing this week for the participants in Northwood University's Insurance Leadership Academy for high school juniors and...

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Are you inviting friends over for the big game? Keep these party safety tips in mind!🥳

Not sure if you're covered for all the unexpected hazards that throwing a party might entail? Be sure to discuss your coverage needs with Your Friends In The Insurance Business at Ieuter Insurance Group. We've got all...

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Join Your Friends In The Insurance Business Jan. 19 to Give Blood and Save Lives for National Blood Donor Month!

Did you know that January is National Blood Donor Month?It only takes 15 minutes to save a life, and we've expanded our hours for our January drive to make it easier to donate after work!Sign up for your preferred...

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Pick up your free pumpkin at Ieuter Insurance Group while supplies last!

It's the Great Pumpkin Charlie Brown! 🎃 Wait ... that's not Charlie Brown, it's our own President Cal Ieuter! It's that time of year for the Great Pumpkin Giveaway brought to you by Your Friends In The Insurance...

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Summer heat & fire risks

For all your insurance needs, visit us at https://www.ieuter.com Ieuter Insurance Group - 414 Townsend St Midland MI 48640 (989) 487-1758 Social accounts: https://www.facebook.com/ieuterinsurancegroup/ https://twitter....

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How to Protect Your Classic Car

The collector car market evolves with each generation. While the Silent Generation started collecting cars, it was Baby Boomers who really got it rolling. They fell in love with the Chevrolet Bel Air, the Ford Mustang,...

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Non-profits and non-owned auto usage

Do you have employees and/or volunteers using their personal vehicles on behalf of your organization for activities such as running errands, performing services, or transporting clients on behalf of your organization?...

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