As we begin experiencing some wintery weather, it's a good time to reach out for a policy review to ensure you're covered for winter storm damage and other types of water damage.
Homeowners insurance covers certain types of water damage. The coverage partially comes down to how the water got inside your house. Often, surface water can be the cause of a loss and many homeowners policies exclude this type of claim. You may want to check to see if your home insurance carrier offers surface water coverage, and if they don't you might consider adding a flood insurance policy.
If the loss results from water or sewage backing up from the sewer or drain, you’ll need water back up coverage on your policy to cover this loss. Coverage limits of $5,000 and up are available to add to homeowners policies. If you aren't sure if your policy includes this coverage, please reach out to us to make sure you're covered.
Homeowners insurance typically covers storm damage to your home roof resulting from things such as wind, hail, damage from fallen trees and other damage caused by storms. Non-storm damage to the roof such as wear and tear are typically excluded from coverage.
To check your water damage coverage, call Your Friends In The Insurance Business today for a policy review.
Your Friends In The Insurance Business at Midland's Ieuter Insurance Group can answer all your insurance coverage questions.
For all your insurance needs, visit us at https://www.ieuter.com
Ieuter Insurance Group - 414 Townsend St Midland MI 48640
(989) 487-1758
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