Ieuter Insurance Group Blog
All You Ever Wanted to Know About Insurance
Whose Insurance Do I Use if I Crash Someone Else’s Car?
Tuesday, November 24, 2020
- - Unlike crashing your own car, getting compensated by your insurer for crashing someone's car may be quite difficult, but not impossible. In this scenario, there are several factors to consider before your insurance...
How to Insure Your Roof with Home Insurance
Monday, November 9, 2020
Keeping you and your family safe, even in harsh weather, is one of the numerous functions of a standard roof. Just like anything of value, it is also important that your roof has adequate insurance Michigan coverage....
What is a Qualifying Event and Why Does It Matter?
Thursday, October 29, 2020
The terms Qualifying Event, Special Enrollment Period, and Open Enrollment Period get tossed around in conversation when discussing both employer-sponsored benefits and individual health insurance plans. The timeframes...
Rising prescription costs
Thursday, October 22, 2020
Rising Prescription Costs As healthcare premiums are increasing you may have noticed that prescription costs are on the rise as well. In a study done by Consumer Reports in 2019, 12% of individuals said their...
Umbrella claims
Thursday, October 15, 2020
Everything You Need to Know About Umbrella Claims (And Why You Should Have an Umbrella!) While most umbrella claims are related to auto liability, there are many other liability hazards you may not have contemplated. ...
Extreme weather events and the effect on the insurance industry
Thursday, October 8, 2020
Natural disasters have been peppering newsfeeds for the last decade. In 2019, there were 409 natural events that caused $232 billion of economic damage. Of this amount, $229 billion was related to weather disasters....
Why is Homeowners Insurance Needed?
Tuesday, October 6, 2020
Similar to car insurance, homeowners insurance in midland is of much importance. Homeowners insurance comes in handy when your home suffers damage or someone is injured while on the property. The financial consequences...
Employment Practices Liability Insurance
Thursday, September 24, 2020
When you think of keeping your workplace safe, you probably think of goggles and gloves, or secure computer passwords. But there’s another way you can make sure your company is protected: with EPLI. EPLI stands for...
Safe driving with deer
Wednesday, September 16, 2020
Deer are everywhere! Many people ask, “What should I do when they jump out in front of me”? Most of the time you can see deer on the side of the road, and if there is one, most likely there’s more! Slowing down and...
The Importance of Proper Winter Car Storage for Your Vehicle:
Thursday, September 10, 2020
There are many important reasons why you should properly store your vehicle in the winter. This will help extend the life of your vehicle and avoid costly repairs. The vehicle will also be better prepared to be driven...
When Does Your Health Insurance Deductible Reset?
Thursday, August 27, 2020
Health insurance deductibles are trending upwards and planning for them is an increasing challenge. According to the Kaiser Family Foundation’s 2019 Employer Health Benefits Survey: · Over the past five years, the...
Is Pet Insurance Really that Beneficial?
Thursday, August 20, 2020
Do a quick search of pet ownership statistics on Google.com and you’ll find that approximately 67% of U.S. households own a cat or dog. Of that 67% around 2% of owners actually carry insurance for their pets. I was part...
Renter's insurance for your college student
Thursday, August 6, 2020
Renter’s insurance is a cost-effective personal property and liability policy. This is perfect for the student going away to college and will be staying in a dorm or an apartment. As your child embarks on their new...
Home cyber protection
Thursday, July 23, 2020
Home Cyber Protection provides the following coverages: · Cyber Attack -Data Recovery: Cost of a professional firm hired to replace electronic data that has been lost or corrupted. -System Restoration: Cost of a...
Who needs life insurance?
Thursday, July 16, 2020
Who needs life insurance? Do I need life insurance? This is a question most adults will face at some point in their life. Whether you know someone who has it, or you’ve seen it advertised it’s probably crossed your mind...
Crop Insurance
Thursday, July 9, 2020
Crop insurance is a critical insurance policy for farmers to have. Crop insurance comes in several different forms to cover all the different needs that crops have. Typically, crop insurance is purchased to cover the...
Boating fun
Thursday, July 2, 2020
Let’s get you ready for summer boating fun. Here are 10 essential boating safety tips. 1. Be prepared with Safety Gear such as flashlight, duct tape, bucket, first aid kit, whistle, ropes, garbage bags, fire...
Cyber insurance for your business
Thursday, June 25, 2020
You may wonder whether cyber liability insurance is really necessary, especially if you run a smaller or medium sized business. The thing is, according to a study done by the U.S. Secret Service and Verizon...
Umbrella Insurance
Thursday, June 18, 2020
More and more Americans are realizing the importance of purchasing a Personal Umbrella policy to protect their assets and future earning capabilities. We live in a highly litigious society. Not only are clients...
Motorcycle Safety
Thursday, June 11, 2020
With warm weather finally approaching, we should all be aware of Motorcycle Safety. Following are some good tips: · Keep a gap between you and other vehicles – When riding, or even driving, it is imperative to keep a...
Boater Safety Checklist
Thursday, June 4, 2020
The weather is warmer, and you are ready to get out on the water. Here are some basic precautions to take before going out on your boat. · Make sure everyone onboard has a life jacket and that it is Coast Guard approved....
Collateral assignment of Life Insurance
Thursday, May 28, 2020
When borrowing from a traditional lender such as a bank, or even a private equity firm, the lender may require collateral be pledged as part of the terms of the loan. In addition to real assets, the lenders may require...
What are the real costs of not having enough liability insurance?
Thursday, May 21, 2020
Many families have or will have teenage drivers in the household at some point, and that can be both exciting and scary at the same time. The sad truth is that insurance rates will go up when teenage drivers are added....
Wedding Insurance
Thursday, May 14, 2020
Weddings are a joyous time for a couple to celebrate their commitment to each other. An average wedding takes approximately 13 months to plan and the costs add up quickly with the average wedding cost totally nearly $34,...
The Difference Between Comprehensive and Collision Insurance
Thursday, May 7, 2020
The different types of collision coverage
Thursday, April 30, 2020
Michigan law requires you to have no-fault auto insurance on your vehicle. In the event of an automobile accident, collision coverage will help pay for damages done to your car. The three types of collision coverages...
People Need to Buckle-Up in the Back Seat too!
Thursday, April 23, 2020
Teens buckle-up far less frequently than adults, but everyone needs to buckle up when in an automobile. Sadly, 60% of our teens killed in car accidents were not wearing seat belts. Interestingly, the driver is more...
Rebates and Payment Assistance
Monday, April 20, 2020
Many things have changed in the world since the COVID-19 outbreak. Schools are closed, places of business and worship are closed, and life as we know it will forever be different. We are happy to report that several...
Benefits of having an agent
Thursday, April 16, 2020
Being Your Friends in the Insurance Business is so important to us and there are so many benefits of using an Insurance Agent over buying direct. Buying direct means no agent is involved, and you are left to choose the...
Understanding Employment Practice Liability Insurance (EPLI)
Thursday, April 9, 2020
EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. Even small...
Safety in the workplace
Thursday, April 2, 2020
Safety is important in the workplace but did you also know it could help to lower your insurance premiums? Making sure employees are trained correctly for the equipment they are using will significantly lower the risk...
Make the most of your health insurance
Thursday, March 26, 2020
Whether you’re covering the whole family or have an individual policy for yourself, health insurance is expensive. According to the Kaiser Family Foundation, the average premium for family coverage has increased 22%...
Long Term Care Insurance
Thursday, March 19, 2020
Can you afford an extra $75,000 to $100,000 bill during your retirement? If not, you should consider purchasing Long Term Care Insurance (LTC). Nobody wants to think about LTC but nearly everyone needs some version in...
Newly acquired auto coverage
Thursday, March 12, 2020
"I'm going to the dealership on Friday after work. What do I do if I buy a car?"In Michigan, if you have an active auto insurance policy with liability, comprehensive, and collision, you have fourteen days of automatic...
Inland flood coverage on a homeowner's policy
Thursday, March 5, 2020
Remember the flood in June of 2017 right here in Midland? So many were affected! Auto-Owners insurance now offers an Inland Flood endorsement that you can add onto your Homeowner’s policy which is specifically designed...
Do you need equipment breakdown coverage?
Thursday, February 27, 2020
Several homeowner’s insurance carriers offer Equipment Breakdown coverage. Equipment Breakdown covers important home systems and personal property due to loss by mechanical or electrical breakdown. Some of the covered...
14 items you should keep in your car for all situations
Thursday, February 20, 2020
1. Flashlight (with spare batteries) – Because sometimes life’s unexpected moments happen in the dark. 2. First-aid kit – Carry different sized bandages, antiseptic wipes, gloves, pain relievers, scissors, cotton balls,...
Which state should I insure my vehicle in?
Thursday, February 13, 2020
There has been some confusion on which state should insure your automobile. If you live primarily in one state (where you are licensed), you most likely have your vehicle titled and registered in that state. If that is...