Cracked windshields can happen anytime, anywhere. There are many scenarios where you may discover a chip or crack in your windshield. One of the most common incidents that our insureds have is they are driving behind or passing a semi-truck and it kicks up a stone, which hits the windshield of our insured’s vehicle, causing a crack in the glass. Another common call we get is when someone gets in their vehicle and notices a small chip that is beginning to “spider web” across the windshield. Auto glass can also crack or shatter when tree limbs fall on a vehicle. With so many opportunities for damage, it’s important to make sure you have auto insurance for cracked windshields.
Cracked windshields fall under a comprehensive deductible, which the insured individual only needs to pay if they do not have glass waiver coverage. Comprehensive auto insurance coverage covers any damage done to your car, outside of an accident. Some common examples include theft, vandalism, floods, fire, and, of course, windshield damage. If the insured wants to have the windshield covered by insurance, we provide them with a phone number for their carrier and their policy number. The insured can then proceed to get their windshield fixed.
Do you know if your current insurance plan covers cracked windshields? Reach out to Your Friends In The Insurance Business at Ieuter Insurance Group to discuss whether you have comprehensive coverage with a glass waiver under your auto insurance plan, along with any other auto insurance coverage options that may help you.
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