The State of Michigan offers three different types of Collision coverage for you to choose from. These different coverages help you tailor your insurance coverage to best fit your needs.
Limited Collision - If you purchase this insurance, we will pay for the collision damages to your insured vehicle, when driver of insured vehicle is not more than 50% the cause of the accident.
Regular (Standard) Collision Coverage - If you purchase this insurance, we will pay for collision damages to your insured vehicle, regardless of who is responsible for the accident. You must pay a deductible for each accident.
Broad Form Collision Coverage - If you purchase this insurance, we will pay for collision damages to your insured vehicle, regardless of who is responsible for the accident. However, if the driver of your insured vehicle is more than 50% of the cause of the accident, you must pay a deductible amount for each accident.
To discuss the option best for you contact any of your “Friends In The Insurance Business,” and we would be happy to help.