With high winds causing trees to come down, we are getting many questions about who is responsible for a fallen tree on a neighbor’s building? If the tree is healthy, it is considered an act of God, and the owner of the property must turn it into their own insurance company, whether it was their tree or not. If the tree is dead and the neighbor had asked the property owner to take it down in writing, it is likely the homeowner with the dead tree’s responsibility.
So, if a neighbor has a dead tree that could fall on your property, send them a certified letter or email or text them (and get a written response) so that they know about the dangerous tree. When in doubt, call your friends in the insurance business at 989-835-6701