Ieuter Insurance Group Blog

As of last week, it's officially winter, although we in Michigan often experience wintery weather way before the winter equinox. If you're traveling this winter, we encourage you to take the following precautions to...

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It’s the most wonderful time of the year! While Christmas tree fires have been on the decline since the 80’s, they are still common, and the sad reality is one of every 32 Christmas tree fires results in a death. Here...

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Frozen pipes are no fun to come home to or wake up to. There are several reasons pipes freeze, ranging from lack of insulation to quick drops in temperature, from the temperature being set to low to the wind blowing on...

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Follow these tips to keep your household safe from fire hazards this holiday season: 1. Make sure the fire in the fireplace is completely out before going to sleep. 2. Keep flammable items at least three feet from your...

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As we enter the time of the year where Michigan's weather becomes more unpredictable, you might be thinking about getting a generator. When power goes out a portable generator can be a lifesaver, and when used properly...

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Will you be deep frying a turkey this Thanksgiving? Be sure to read the manufacturer's instructions carefully, and consider traditional oven-style turkey preparation if you can't ensure you'll be able to prepare your...

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Have plans to travel for the upcoming holidays? Safe travel in the winter certainly involves planning ahead. Here's some tips from our friends at the National Association of Professional Insurance Agents. (Did you know...

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Nighttime driving can be riskier at any age but seems to have the most impact on the elderly and young, inexperienced drivers. However, there are things you can do to keep your nighttime driving as safe as possible. As...

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If an employee drives their personal vehicle for business purposes, as the owner of the company, am I responsible for damages from a potential car accident? The answer to this question is yes! If an employee is driving...

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Are you ready for ghosts and goblins that could visit YOUR home on Halloween? Have a safe Halloween with these tips:*Encourage the use of makeup, hats, or wigs in lieu of masks, which can obstruct vision. *Cross the...

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Walking down to your basement to find that water has filled your home is a horrible feeling and a major headache. Please don’t delay fixing the problem as mold can start to grow in 24-48 hours. If it is clean water,...

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As open enrollment periods approach, you may be considering the benefits of an HSA.Paying for healthcare expenses can be very stressful, but there are options to assist in covering those unexpected bills. A Health...

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Every year since 2003, October has been recognized as Cyber Security Awareness Month (CSAM). This effort was brought to life through a collaboration between the U.S. Department of Homeland Security and the National...

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Executive umbrella policies provide additional liability limits in addition to your personal auto, homeowners and watercraft policies. What will happen to your assets if you’re involved in an automobile accident, and...

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If you get in an auto accident, what should you do? If anyone is injured, call 911. Move to a safe area. Get a police report, especially if the other party is at fault.Take pictures of damage, license plate, other...

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Today, we'll discuss what an installation floater is for building contractors and what it covers on your commercial insurance policy. An installation floater is part of your Inland Marine coverage but different than the...

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An annuity is essentially a contract between you and an insurance company in which you deposit a sum of money, and interest accrues on that deposit. With our ever-changing economy, annuity policies with Auto-Owners are...

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Imagine the following scenario: Stella was traveling east down the street. Another vehicle was travelling north and ran the stop sign. Stella’s car was hit. The police were contacted and the other driver was cited for...

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Disability Insurance, also known as Disability Income Insurance, pays you a portion of your wages in the event you are unable to work due to a serious illness, medical condition or injury. It is typically offered by...

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Many kinds of businesses use volunteers on a regular basis, and it is typically a mutually beneficial relationship. But what happens if one of your volunteers gets hurt? Who pays their medical bills? The common...

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It's a busy time of year for parents preparing to send their children off to college. Your Friends In The Insurance Business at Ieuter Insurance Group recommend checking in with your agent before they depart to ensure...

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If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...

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If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which which may help avoid home insurance claims...

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For the Scott family, making a difference is a family affair. Steve Scott embarked on his first Wish-A-Mile Bicycle Tour last year, training much of the year for the rigorous 300-mile, three-day cycling circuit from...

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Looking for a great way to beat the heat and explore the Great Lakes Bay region? Register for a History Tour on Bay City Boat Lines' Princess Wenonah next week (July 10-13), courtesy of Your Friends In The Insurance...

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Michigan drivers take note: Under the a new law that takes effect on June 30, drivers will be barred from using social media, watching or recording videos or holding their phones to make a call while driving in addition...

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Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...

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Remember the auto refund Michigan drivers received from the State of Michigan last year? Now the MCCA fund (State of Michigan fund to pay for medical claims) is at a deficit in part because of all the money the...

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Are you planning on heading out on the open water this summer? Putting your boat in the water for the first time this year? Don't forget to reach out to Your Friends In The Insurance Business to make sure your coverage...

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Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...

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With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip,...

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Did you know it takes less than 15 minutes to save a life (or lives) as a blood donor? Donation times typically run between 8 and 10 minutes and make such a crucial impact on community health. Sign up for your preferred...

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When our furry friends are sick we sometimes have to make that urgent decision at the vet’s office on how much we can afford to spend. In 2020 Americans spent more than $31.4 billion on veterinary care. Pet insurance...

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Did you know that more lives are lost every year to home fires than all other major disasters? Your Friends In The Insurance Business at Ieuter Insurance Group in Midland, MI. know how important it is to have properly...

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Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...

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Thank you to Shawn Gregg at at Michigan Insurance Company (a Donegal Insurance Group Company) for visiting the team at Ieuter Insurance Group to personally present this Agency of Distinction Award for reaching the...

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Thanks to the Midland Daily News for this coverage of our own Kurt O. Ieuter earning a spot on Auto-Owners Insurance's President's Club for the 23rd time in 2022. https://www.ourmidland.com/news/article/kurt-ieuter-...

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Why does a stay-at-home parent need life insurance? This is a question that we frequently get asked when discussing life insurance policies with our clients. Many people think of the income that a working parent brings...

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Buying insurance can be confusing. Price is important, but so is getting coverage that fits your needs. You want good value for your money, whether you’re buying protection for your home, your car, or your business.The...

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Every year there are reported cases of ER visits for around 8 million people slipping and falling at a place of business, according to the National Floor Safety Institute.Slip-and-fall accidents aren't the #1 cause of...

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Your Friends In The Insurance Business at Ieuter Insurance Group were delighted to provide job shadowing this week for the participants in Northwood University's Insurance Leadership Academy for high school juniors and...

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In Michigan, we spring forward this Sunday, so don't forget to reset any clocks that don't automatically update including your microwave, older automobiles and more.While you're at it, we recommend switching out your...

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Do you own a business? Are you a sole proprietor? Are you excluded from workers compensation? What happens if you get hurt at work and you do not have workers compensation coverage? Do you have enough money saved up to...

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Professional Liability is a type of business insurance policy that provides coverage for businesses and professionals to protect against claims for negligence or errors and omissions. Individuals with an area of...

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Not sure if you're covered for all the unexpected hazards that throwing a party might entail? Be sure to discuss your coverage needs with Your Friends In The Insurance Business at Ieuter Insurance Group. We've got all...

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Ever forget to put your Proof of Insurance in your vehicle? Need to submit a change after hours? Need to send a Certificate of Insurance? With our Ieuter 24/7 app, you can do all of this and more! This great app will...

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It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....

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It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...

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Did you know that January is National Blood Donor Month?It only takes 15 minutes to save a life, and we've expanded our hours for our January drive to make it easier to donate after work!Sign up for your preferred...

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Did you resolve to be more organized this year? One of the most important ways to do this and to make sure you're covered in an emergency is to update your Home Inventory list. There are some great apps that can help...

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