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What Is Hired and Non-Owned Auto Liability (HNOA) Coverage, and Do I Need It?

What is Hired and Non-Owned Auto Coverage? Hired and non-owned auto liability (HNOA) is a type of insurance coverage that provides protection for businesses and individuals in situations where they use vehicles that...

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Hired and non-owned auto coverage

If an employee drives their personal vehicle for business purposes, as the owner of the company, am I responsible for damages from a potential car accident? The answer to this question is yes! If an employee is driving...

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