Auto Insurance
from Ieuter Insurance Group
Midland Michigan Auto Insurance
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
An auto insurance policy is a contract between you and an insurance company. You pay a premium and in exchange, the insurance company promises to pay for specific vehicle-related financial losses during the term of the policy. By completing an auto insurance quote from Ieuter, we can help you determine the best and most affordable coverage for your needs.
How much auto insurance is right for you?
Our team of insurance professionals understands the Michigan car insurance needs of our customers so that we can offer you the best auto insurance rates.
Auto insurance requirements vary by state. In some states, to drive a vehicle you must carry:
- Liability coverage to pay for losses you cause others
- No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
- Both liability and no-fault coverage.
We offer affordable auto insurance in every one of the lower 48 states and would be happy to help ensure you have the right car insurance coverage.
Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply, and is much more affordable than paying out of pocket. To finance a vehicle, it is usually necessary to have insurance that covers damage to your vehicle. This includes:
- Collision Insurance
Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
- Comprehensive Insurance (Other than Collision)
Comprehensive auto insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Floods, hurricanes, theft, windshield damage, and fire are also events usually covered by comprehensive auto insurance. Like collision insurance, comprehensive auto coverage will pay up to the fair market value of your vehicle (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.
Every person is unique – talk to us today for an affordable auto insurance quote to find out how to get the best price and value on Michigan car insurance for you and your vehicle.
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